Handling PL application of DSA cases and Open market cases
Credit Decision Making for Personal Loans and forwarding Proposals to RCM’s and ZCM
Having skill in team handling / managing the load
Working in TAT basis, No error base & productivity base
If Required going for Personal discussion at customer office place
Customer Documentation - Ensure pre approval documentation is accurate.
Pull out CIBIL loans Clarification and OD clearance
Maintaining FCD (First credit decision ) TAT
Assessing the credit worthiness of customers through documentation checks and Personal Discussion.
Overall 11 year’s experience, Credit and Operations in Banking retail assets products Like Pl, BL, LAP, CD loan, Auto Loan, Used car loans
Experienced in PL, BL, LAG, and Loan against property (Mortgages) & Car Loans.
1.Analytical Thinking - Breaking complex task in a systematic way, identifying trends and relationship in data, evaluating the same 2.Team effectiveness – Sharing Knowledge/information relevant to others, standing in for a team member 3.Process orientation - Doing things in a structured manner, making specific changes in system/process/work methods to improve performance, managing information in a structured and systematic manner