Remote Risk Manager Jobs (No ghost jobs, direct from employers)

As a team member in Finance at Nationwide, a Fortune 100 company with nearly $70 billion in annual sales, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide, "on your side" goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care.

Nationwide Financial is seeking a Senior Actuary to join its Actuarial Enterprise Risk Management team. This high-visibility role will support Capital reporting, forecasting and risk management through initiatives that leverage Nationwide's balance sheet across a broad portfolio of insurance products.

About the Role

• Capital and Product Expertise: Analyze results across all NF product segments, evaluating from both regulatory and rating agency perspectives to inform decision‑making.
• Visibility with Leadership: Present capital results and strategic capital initiatives directly to senior leaders, influencing key business conversations.
• Professional Growth: Build and strengthen core competencies by supporting and driving projects that unlock Nationwide's balance sheet.

What You'll Do

• Lead quarterly statutory capital reporting and forecasting, delivering accurate results and actionable insights.
• Support key strategic initiatives, including reserving methodology changes, scenario generator updates, captive reinsurance structures, and other high-priority actuarial projects.
• Partner with actuarial teams across NF to align modeling approaches and assumptions impacting the forecast.
• Identify and implement process improvements that enhance the efficiency, accuracy, and transparency of capital reporting and forecasting.
• Present technical actuarial findings to senior leaders and translate complex analysis into clear recommendations.
• Collaborate closely with cross-functional partners, both within and outside of actuarial, to support enterprise priorities.
• Provide matrix leadership and guidance to a rotation student and help advance the capabilities of the broader team.

What We're Looking For

• Six or more years of actuarial experience.
• Strong analytical and problem-solving skills, with the ability to investigate complex issues and develop sound recommendations.
• Experience working with actuarial models and interpreting model results; AXIS or MG-ALFA experience is preferred.
• Deep product knowledge in a single product line (ie. annuities) and/or breadth across multiple insurance products.
• Clear and effective communication to translate actuarial, capital, and risk concepts to diverse stakeholders.
• Self‑motivated and intellectually curious, comfortable navigating ambiguity and driving progress with incomplete information.
• FSA designation is preferred.

Why This Opportunity

• Work across Nationwide Financial's full product portfolio rather than specializing in a single line of business.
• Gain direct visibility with senior leaders and influence enterprise capital and risk decisions.
• Support high-impact initiatives that can improve capital efficiency, strengthen risk management, and unlock Nationwide's balance sheet.
• Build expertise across actuarial modeling, statutory reporting, product analysis, regulatory considerations, and enterprise risk management.
• Join a collaborative team that values learning, innovation, sound judgment, and practical business impact.
• This role can be performed fully remote.

If you are an actuarial professional who enjoys connecting technical analysis to enterprise strategy, this is an opportunity to make a measurable impact across Nationwide Financial.

#LI-remote

#LI-SM1

Job Description Summary

Our Nationwide Financial Actuarial team members have opportunities to use state-of-the-art tools, are encouraged to innovate and learn to master actuarial methodologies. If this sounds like a place you could thrive, then we want to know more about you!

As a Senior Actuary, you'll be an expert, providing leadership, direction and oversight for the creation and performance of sophisticated actuarial techniques and procedures and risk analysis. You'll handle research and direct others to ensure efficient, consistent and integrated data and analysis. We'll count on you to provide a strategic vision for the team and deliver business recommendations that are crucial to the success of Nationwide and the protection we provide our customers. You'll work independently and may directly or indirectly lead others.

Job Description

Key Responsibilities:

• Provides strategic direction and knowledge for the compilation, categorization and analysis of data and financial reporting and analysis.

• Constructs sophisticated testing tools and analyzes product calculations.

• Leads, provides expertise and builds strategies for pricing and implementation of products.

• Constructs, maintains and completes Actuarial, Projection & Valuation Models.

• Analyzes risks and reinsurance for lines of business.

• Establishes reserves and other valuation items under multiple accounting regimes (statutory, GAAP and tax) for products.

• Builds cohesive presentations, communication strategies and recommendations of actuarial findings that are suitable for technical and non-technical audiences at the OCFO leadership level.

May perform other responsibilities as assigned.

Reporting Relationships: Reports to Actuarial leader.

Typical Skills and Experiences:

Education: Undergraduate degree in actuarial science, mathematics, statistics or similar background requiring modeling, programming, or quantitative analysis.

License/Certification/Designation: FSA required. PLEASE REFER TO THE NATIONWIDE LIFE INSURANCE COMPANY ACTUARIAL DEVELOPMENT PROGRAM FOR ADDITIONAL INFORMATION.

Experience: Typically, at least eight years of actuarial experience.

Knowledge, Abilities and Skills: Experienced knowledge of actuarial business functions, statistical methods of analysis, actuarial models, actuarial software and databases; knowledge of company operations, products, systems and actuarial methodologies. Knowledge of industry and regulatory practices is vital. Proficiency in Microsoft Office products (including VBA within Access and Excel), analytical software (such as tableau) and programming languages. Proficient level of organizational agility, influencing skills, strategic agility, inspiring others, business perspective and accounting. Mastery level of perspective, problem solving, customer focus, dealing with ambiguity, drive for results, analysis, learning.

Other criteria, including leadership skills, capabilities and experiences may take precedence.

Staffing exceptions to the above must be approved by the hiring manager's leader and Human Resources Business Partner.

Values: Regularly and consistently demonstrates the Nationwide Values.

Job Conditions:

Overtime Eligibility: Exempt (Not eligible)

Working Conditions: Normal office environment.

ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.

We currently anticipate accepting applications until 11/19/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.

Benefits

We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here.

Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.

This position could be filled within any of the lower 48 U.S. states.

#actuarial

Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247.

For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf

NOTE TO EMPLOYMENT AGENCIES:

We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.

Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and